Based in San Diego, CA and Tijuana, MX - Accepting Patients Worldwide
Is Stem Cell Therapy for Knees Covered by Insurance?
In the United States, insurance coverage for stem cell therapy can be complex. Many insurance companies still consider stem cell treatments to be experimental or investigational. This designation often means that these treatments are not covered by insurance, leaving patients to bear the full cost out-of-pocket. However, the situation may vary depending on the specific insurance policy and the insurer.
Stem Cell Coverage by Major Insurance Carriers
Blue Cross Blue Shield
Typically, Blue Cross Blue Shield does not cover stem cell therapy for knee conditions as it is considered experimental. However, policies may vary by state and specific plan.
Humana
Similar to Blue Cross Blue Shield, Humana generally does not cover stem cell therapy for knees due to its experimental status. Patients should verify with their specific plan.
United Healthcare
United Healthcare often excludes stem cell therapy for knees from coverage, classifying it as investigational. As with other insurers, it is crucial to check individual policy details.